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EXPLANATION OF FINANCIAL YEAR AND ASSESSMENT YEAR ( WHAT IS F.Y. AND WHAT IS A.Y.)


In which year you assess your tax called ASSESSMENT YEAR.
And for which year we assess the tax called Financial Year or Previous Year-

IN THE YEAR 2019–20 WE ARE ASSESSING THE TAX OF 2018–19. SO WE CALLED 2019- 20 AS ASSESSMENT YEAR AND 2018–19 IS CALLED FINANCIAL YEAR.

Assessment Year-
  • The year immediate succeeding Financial year .
  • The Year in which you file ITR.

Financial year-
  • The year immediate preceding Assessment year.
  • The year in which you pay income tax.

Example of F.Y. and its A.Y.
  • Lets take a example to understand the concept of Financial Year (F.Y.)  and Assessment Year (F.Y.),  If we take an example of Year  2018-19 which is from 1st April 2018 to 31st March 2019 and if it the year for which you calculation your income and tax on total income, then year 2018-19 is your Financial Year, for that the calculation period start from 1st April 2019  and you can submit your Income tax File for FY 2018-19 FROM 1st April 2019 to 31st March 2020. So, Year 2019-20 is the period for calculation of total income you earn for the year 2018-19 and so, Year 2019-20 is the Assessment Year (A.Y.) in respect to F.Y. 2018-19.
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